What to do if you discover that you are overindebted
During the past few months he had more tastes than usual, bought a couple of cute things that tightened his wallet a little and even asked for a loan to go on a short trip for a holiday.
Salary will not be enough to pay the fees that banks are imposing
As a result, he realizes that the salary will not be enough to pay the fees that banks are imposing on him and he will have to choose which ones to pay and which not.
In addition, he looks at his statement and realizes that the interest rate that these institutions give him is not at all low and he has heard that other banks offer some better ones. Finally, the fees seem to be eternal, which implies that the interest you will pay will be much higher.
Look for a portfolio purchase
So what to do about this problem? The solution is simple: Look for a portfolio purchase. More than 50% of banks in Colombia offer it as a way to attract new clients from the financial market. So, upon request, you can unify your debts and owe only to a new entity, of course with a lower interest rate and a term that suits you.
The purchase of a credit card wallet works
The purchase of a credit card wallet works as if you were granted a new card, so be careful with the expenses you will make, you will not want to repeat the anguish of not knowing how to pay debts! Avoid requesting a portfolio purchase when you are late, as there is less chance of getting a good interest rate.
Compare all entities that offer wallet purchase using the Good Finance credit card comparator, in the wallet purchase option. Choose the one that best suits you and continue with good financial health.